So I finally decided to pull the trigger on a Kubota bx23s and hoped to take advantage of their awesome finance rates. I have more than adequate income (im in healthcare) and a pretty decent score right now (700). When i sent the app in, i got an email back that says 菟ended and to contact my local dealer. Is this a NO? Anybody experienced this before? Do they just need to verify income or identity, etc?
Thanks in advance
Last edited: Dec 13, 2020 Dec 14, 2020 / Kubota financing app says pended #2When I applied I was told to go through a dealer, went through the dealer and had approval in 15minutes. I’m sure the dealer makes some points on the loan even at 0 %, plus they will tell you you have to take the Kubota insurance which is not necessarily the case- the dealers do in fact make a few points on the insurance.
I used my homeowners making sure everything was covered the same-$70 a yr vs $250 yr or so. Not a lot but over 7 yrs.
When I applied I was told to go through a dealer, went through the dealer and had approval in 15minutes. I’m sure the dealer makes some points on the loan even at 0 %, read more, plus they will tell you you have to take the Kubota insurance which is not necessarily the case- the dealers do in fact make a few points on the insurance.
I used my homeowners making sure everything was covered the same-$70 a yr vs $250 yr or so. Not a lot but over 7 yrs.
Thank you for sharing your experience. I would like to know more about how to work with dealer and have the loan even at 0 %. And how to get insurance cheaper